Long Term Loans

Development Loans

This is an all-purpose loan facility advanced to all Members planning to make improvements on or fund an investment


Have maintained an active account with Bingwa
Savings of not less than minimum required
Loan term is up to 5 years.
Provide security. Security options include:
  • Land Titles
  • Sacco Deposits
  • Guarantors
  • Certified fixed deposits
  • Movable assets acceptable as security by the Sacco.


  • Reducing Balance Interest rate 
  • No hidden Charges
  • Fast Processing 
  • Flexible repayment
  • Clear Terms and Conditions


  • You need to be a Sacco member.
  • A duly completed loans application form
  • Original ID Card as well as a copy
  • Loan Documents needed to complete the application
  • Shares and Deposits 


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