Mobile Banking

Mobile Banking Solution available is partnered with Cooperative Bank to help in accesing your account Securely and Conveniently.

Mobile Banking Channel

You can access your Account through our mobile banking platform through these two channels:

1. Mobile Banking – USSD

You will be required to complete an application form in order to be set up on the service. 

To activate mobile banking dial *667# and enter your PIN.

With mobile banking you can:

  • Transfer of funds from your Bingwa Sacco Account to any MPESA subscriber
  • Fund your Sacco account via MPESA using PayBill 400200
  • Check Balance

2. MCOOP CASH APP Application

The Mobile Banking App owned by Cooperative Bank available on Android and IOS. It has exciting features that make your banking experience with Bingwa Sacco fast and convenient.  Enjoy the following features when you download the App

  • Quick balance display for accounts
  • ATM locater information
  • M- PESA service that is linked to phone address book
  • Send Money to Mpesa

 

 

MPESA PAYBILL DEPOSIT PROCEDURES

Depositing to account through M-PESA Paybill is Free and Fast, Enjoy instant deposit to your saving and investment accounts from the comfort of your home

Using Identification Number

When using identification Number ensure it is th one used to register with us

SEND MONEY TO YOUR SAVINGS ACCOUNT

Cash Deposit Using Identification Number

  1. Go to MPESA
  2. Select Lipa Na MPESA
  3. Select PAYBILL
  4. Enter business number 400200
  5. Enter account number 3375#IDNO or 3375#PASSPORTNO.

NB: Remember to put correct Identification Number

If your Account number is 1234567

Account will be 3375#1234567

  1. Enter amount.
  2. Enter your MPESA pin.
  3. Okay

INVESTMENT THROUGH MPESA

Sacco Shares Using Identification Number

Invest in shares, they are payable dividends but transferable

  1. Go to MPESA
  2. Select Lipa Na MPESA
  3. Select PAYBILL
  4. Enter business number 400200
  5. Enter account number 3375#IDNOS1 or 3375#PASSPORTNOS1

NB: Remember to put correct Identification Number & Add S1

If your Account number is 1234567

Account will be 3375#1234567S1

  1. Enter amount.
  2. Enter your MPESA pin.
  3. Okay

Sacco Deposits Using Identification Number

Invest in Deposits, they are payable interest annually and are refundable and can be used to guarantee loans

  1. Go to MPESA
  2. Select Lipa Na MPESA
  3. Select PAYBILL
  4. Enter business number 400200
  5. Enter account number 3375#IDNO or 3375#PASSPORTNO.

NB: Remember to put correct Identification Number & Add S2

If your Account number is 1234567

Account will be 3375#1234567S2

  1. Enter amount.
  2. Enter your MPESA pin.
  3. Okay

 

Using Account Number

When using Account Number use the correct account details, if not sure consult us through +254725713471
SEND MONEY TO YOUR SAVINGS ACCOUNT

Cash Deposit Using Account Number

  1. Go to MPESA
  2. Select Lipa Na MPESA
  3. Select PAYBILL
  4. Enter business number 400200
  5. Enter account number 3375#Account

NB: Remember to put correct Account

If your Account number is 4107-007-00001

Account will be 
3375#410700700001

  1. Enter amount.
  2. Enter your MPESA pin.
  3. Okay

INVESTMENT THROUGH MPESA

Sacco Shares Using Account Number

 Invest in shares, they are payable dividends but transferable

  1. Go to MPESA
  2. Select Lipa Na MPESA
  3. Select PAYBILL
  4. Enter business number 400200
  5. Enter account number 3375#AccountS1

NB: Remember to put correct Account & Add S1

If your Account number is 4107-007-00001

Account will be 
3375#410700700001S1

  1. Enter amount.
  2. Enter your MPESA pin.
  3. Okay

Sacco Deposits Using Account Number
Invest in Deposits, they are payable interest annually and are refundable and can be used to guarantee loans

  1. Go to MPESA
  2. Select Lipa Na MPESA
  3. Select PAYBILL
  4. Enter business number 400200
  5. Enter account number 3375#AccountS2

NB: Remember to put correct Account & Add S2

If your Account number is 4107-007-00001

Account will be 
3375#410700700001S2

  1. Enter amount.
  2. Enter your MPESA pin.
  3. Okay

 


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