Credit Manager

Job Status: Closed

We are a fast growing Sacco with our Head Office based in Kerugoya town in Kirinyaga County. We invite applications from qualified, result oriented and experienced persons to fill the position below:-

Key Duties and Responsibilities

  • Evaluating the creditworthiness and negotiating the terms of the loan with new clients.
  • Creating credit scoring models for risk assessments.
  • Approving and rejecting loans based on available data.
  • Contribute to system implementation projects in the credit risk space
  • Ensuring all loans and lending procedures comply with regulations.
  • Maintaining records of all company loans and monitoring loan payments and bad debts.
  • Reviewing and updating the company’s credit policy.
  • Develop and enhance the Credit Reporting & Monitoring framework which meets the requirements of various external & internal stakeholders. Interpret the information and suggest actions for consideration by Senior Management


    • Minimum qualification of C+ in KCSE with C in both English and Mathematics.
    • Business degree with specialization in Finance and Accounts or its equivalent with Five (5) years’ experience in a similar position.
    • Professional Qualifications - CPA II and/or CCP II or its equivalent.
    • The position requires someone with high Public Relations, empathy and patience while dealing with members’ matters.
    • Should have the ability to make sound and prudent decisions.
    • One must also have extensive experience with credit analysis, high-level analytical skills, be able to meet society targets, observe strict deadlines under minimum supervision, coordinate staff and actualize the growth of Bingwa Sacco’s loan portfolio.
    • Strong understanding of Credit analysis , Credit and Risk Management policies
    • Thorough understanding of the evolving practices for the management of credit risk and regulatory requirements
    • Minimum age of 35 years.

Interested candidates meeting the above qualifications should send their applications through the address indicated below or apply through email to This email address is being protected from spambots. You need JavaScript enabled to view it. or This email address is being protected from spambots. You need JavaScript enabled to view it. MUST enclose a detailed and updated Curriculum Vitae, testimonials, all relevant copies of academic and professional certificates, quote Three (3) current referees one of which should be their former employer, National ID, Certificate of Good Conduct and state their current and expected salaries (attaching evidence) on or before Friday, 18th June 2021.

Address to:-



P.O. BOX 434



Please Note Only the Shortlisted Candidates Will Be Contacted.


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