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Best Customer Care

We are at the forefront of the financial services industry, positioning as not just a financial institution, but a leader driving innovation, excellence, and customer satisfaction.

Innovative Solutions

We are committed to transforming the way financial services are delivered to our members by embracing innovation and leveraging cutting-edge technology improving our members' finances

Consistent Growth

Our commitment to transparency and prudent financial management means that your investments are handled with care and expertise, helping you secure a stable financial future.

Premium Products

Whether you're looking to expand your business,develop, save for a major life event, or invest in your future, all our products are designed to give you the best possible financial solutions.

Redefining Tomorrow

Where Innovation Meets Your Financial Dreams and Empowering Your Financial Journey, One Unique Experience at a Time.

Technology

We embrace cutting-edge technology to revolutionize your financial experience. From seamless mobile banking solutions to real-time digital transactions, we ensure convenience, security, and efficiency are at the heart of everything we offer. Our innovative platforms are designed to simplify your life, enabling you to save, invest, and grow from anywhere, at any time.

Creativity

Our products are more than services — they’re pathways to unlock your potential. , Every product is a step towards realizing your dreams and shaping a brighter future. From flexible business loans that fuel your ambitions to savings accounts designed to secure your family’s future, every offering is crafted with you in mind. Our Loans ensure financial stability when you need it most, while Investment Accounts help your wealth grow securely over time.

Efficiency

Every product at Bingwa Sacco is crafted to deliver seamless experiences, helping you achieve more in less time — because your success is our priority. We believe efficiency is the cornerstone of financial success. That’s why our products and services are designed to save you time, simplify your finances, and deliver results.

Our Services

Savings Services

We aim to make saving a rewarding habit by offering tailored solutions, competitive returns, and personalized support to all our members. We offer Savings Services through Personal Accounts, Institution, Business Accounts, Chamas and Joint Accounts, Children Account, Holiday Savings Account and Coffee/Tea/Farm Accounts and Investment Accounts.

Credit Services

Our Credit offering ranges from a wide range of products which include:- Development Loan, Special Loans, Crop Advance Loans, Salary Advances, Mortgage Loans, Asset Financing, Micro-Finance Loans. They are all designed with competitive interest rates, flexible repayment terms, and personalized support to ensure your financial goals are met effectively

Other Banking Services

In addition to Savings and Credit We offer the following services:- Insurance Agency, Agency Banking Services & Inua Jamii Payments, Mobile Banking Services, ATM -Visa Branded Sacco Link Cards, Benovelent Fund Scheme, Bankers and Ordinary Cheques, Payments Processing, M-Pesa Super Agency, Digital Payments and Settlement, Paybill and many more

40+ Years of excellence, adaptability, and trust.

Bingwa Sacco was registered in 1984 as a Savings and Credit Co-operative Society and stands as a pillar of trust and empowerment for our members. Established with a commitment to transforming lives, the Sacco has consistently delivered innovative financial solutions, tailored to meet the evolving needs of individuals and businesses.

This extensive experience underscores our resilience, expertise, and ability to adapt to dynamic market trends while maintaining a personal touch in service delivery.

Office Address

Headoffice, Bingwa Sacco Complex, Kerugoya along Karatina-Kutus Rd

Email Address

info@bingwasacco.coop
bingwasaccolimited@yahoo.com

Phone Numbers

Tel: +254 725 713 471
Cell: +254 707 069 180

Attention schedule

Monday to Friday: 8:30 AM to 4:00 PM
Saturdays: 8:30 AM to 12:00 PM

Holidays & Sundays: Closed

Service That Cares Beyond Banking

Your Partner in Financial Growth and Success

Service Excellence, Every Step of the Way

Because you deserve nothing but the best